The “Crisis” in Professional Liability Insurance

The Liability Insurance Crisis

Making Sense of the Liability Insurance Crisis

Understanding the physician liability insurance crisis.

www.aafp.org / fpm ■ F A M I L Y P R A C T I C E M A N A G E M E N T ■ 47 IL LU ST R A TI O N B Y C .M . SC H N EI D ER In certain areas of the country, skyrocketing medical liability insurance premiums are pushing physicians out of practice and denying patients access to needed services. In eight states, premiums increased an average of 30 percent or more last year. Another 12 states saw avera...

Reforming the medical professional liability insurance system.

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Risk Control in Professional Liability Insurance

PROFESSIONAL liability insurance has become society's chief agency for the distribution of the cost of malpractice by the medical profession. It is quite natural that the medical practitioner, conscious of the possibility of a ruinous malpractice judgment, should seek the protection of insurance. Several factors indicate that this segment of the insurance industry will grow rapidly in the futur...